I got it!!

My class was warned by our substitute teacher a few weeks ago as to how hard our next chapter was going to be and even gave us a preview.

After Class last week where we were taught the lesson by our teacher... I just didn't get it (and honestly, it didn't seem like the rest of the class did either).

Tonight... after days of reading and going over stuff... I GOT IT!! Its still hard, but I finally got the concept... stupid present and future value of bonds >:S <--- yes that is a frustrated face!

Pre-Approved for a House!!

Brian and I were pre-approved for a Mortgage! Last weekend we sat down with a mortgage consultant to go over what's involved, what we can afford, etc. Even though we are not ready to buy a house just yet, we wanted to know where we stood in terms of what we could get. Gotta say... pre-approval is pretty cool cause you know you can buy that house when your ready! Yippie!

We have a couple variables that are making us hold back for the moment... paying off as much debt as we can and also, the location of my job will be moving most likely by the end of the year. We love where we are living currently and are happy to stay until we are ready to purchase, which might be as soon as next Summer (2012). So this is going to be a tight year for money as I have a plan to have most of my debt paid off in 15 months. (Sorry everyone, no gifts, crafts, etc... I just can't afford it) Wish I didn't have that debt but, hey... I over extended myself way too much when I shouldn't have and now I have to plan for the future. Good thing I enjoy Mr. Noodles...

Tag's hurt paw

Tag hurt his paw a week ago... Then made it a but worse by over doing it so we tried to fix it up... It didnt last long!!

Cali's Skating Birthday Party

We had a nice time at Cali's Ice Skating birthday party... I feel so bad that I only got 3 pictures and non have Cali in them!!! Ugh... anyhow, check the family blogs for more pictures, haha... I was ice skating! :)
Turns out Brian is quite the ice skater!! I had no idea...

Aaron and Declan playing on the ice....

The ice skating rink.... and that's all I got! Happy Birthday Cali!

Happy Birthday Cali!

Happy 3rd birthday to a very special little girl. I can't believe you are 3 already Cali!

(borrowed your picture mom!!)

Happy Birthday Julie!

Happy 31st Birthday Julie! 31? Geez... you are just making me feel older now! Haha... I hope you have a wonderful birthday with the family! (I didn't take any pictures at your party either? I am doing terrible for picture taking lately....)

Happy Valentine's Day

Happy Valentine's Everyone! Brian spoiled me with 3 heart boxes of chocolates along with a full length mirror! He is outside right now BBQing our Valentine's Day hamburgers. Hope everyone has a nice day...

Happy 2nd Birthday little Declan!

Happy Birthday Declan!

Happy 2nd birthday to one of the happiest little boy's I know! (I didn't take any pictures at Declan's birthday either!!!!)

Race Pics from Last Weekend

So I beat my time last year by 5 minutes and 20 seconds.... Nadia came in 18 seconds before me so we did awesome! (Below is Nadia me and Laura... Nadia's friends Laura and Darcy did the 10km)

There is still light at 5:30!!

Finally there is a bit of light out after work... Here is a sunset Tag and I saw as we were finishing our walk.

Houston Foothills 5 km race

Nadia and I ran the first race we ran last year when we first started running today! It was so cool to see how we had improved in a one year time frame! This time we didn't run together, we did out own time. Last year it took us both 39.22... This year we both knocked 5 minutes off our time... Once the race results are posted, I will put up my exact time. We are both very happy with our progress!! A couple of Nadia's friends came along and did the 10 km, it was really nice to have more people join us! Once I get copies of the pictures, I will put them up!

A trip across the border for...

As it seems, any type of cherry pop we could find!

Brian and I went across the border today to see what kind of deals we could get on regular stuff to try and save money. Gas is WAY cheaper, food stuff is about the same... the Saucony shoes I buy for running are half price, so I will have to go back once I need a new pair. I had to get some cherry coke or cherry pepsi cause I love it so much... Brian found the cherry 7up and I was able to track down my favorite chocolate bars for 50c a piece "Whatchamacallits" which are really the american version of "Special Crisps". Anyhow, it was a fun quick little trip across the line...